Stop Fraudulent Wealth Transfer, Debt Collection & Foreclosures!

Fighting is Winning!

Tonight @ 7pm. Justice@Home webcast will be on a poppin'

Tonight and every Tues @ 7pm our internet webcast "Fighting is Winning."  We will explore and explode topics and tools that will help us fight this continued war against our homes and our wealth. Meet others who are fighting too.

We been fighting the largest transfer of wealth from our community to the elite since African captivity. This short video will give you a better idea of the wealth transfer that we're talking about.

1. Afiya and Wekesa are still fighting and still winning. It's been 7 years plus. Learn about  how for them - Fighting has been Winning. Their 3 prong strategy of fighting, healing and building is so critical when you're fighting Banksters with deep pockets. Instead of draining you, it can actually make you and your family stronger!


2. The US Supreme Court Ruling offers a ray of hope to challenge fraudulent foreclosure and fraudulent debt collection, IF YOU READ IT RIGHT.

TILA Rescission strategy given new life.

3. Learn how the Banksters and their surrogates have expanded to include the other types of FRAUDULENT DEBT COLLECTION even when the debt is past the statute of limitations!

4. Did you know that you can counter-sue the fraudulent collectors on their dime?  Learn what you can do to protect your family and our community as a pro-se litigant, and advocate or an educated money consumer.

5. Learn about the impact of recent court decisions and how you can use them to fight.

6. Learn about our Pro-se Litigant Academy. We're not lawyers, and don't want to be. We're educators and advocates. Join us.

J@H's Fighting Is Winning webcase on Tuesdays @ 7pm:
Call in 404.890.5053 or
Sign in: www.uberconference.com/wekesa

Fighting is Winning!

Fighting is Winning!

Tonight @ 7pm. Justice@Home is back on schedule.

Every Tues @ 7pm starting again tonight (Jan. 26, 2016) our internet webcast "Fighting is Winning." We will explore and explode topics and tools that will help us fight this continued war against our homes and our wealth.

1. Afiya and I are still fighting and still winning. It's been 7 years plus. Learn about how for us - Fighting has been Winning.

2. Get caught up on how the fraudulent foreclosures continue to hurt our families and community.

3. Learn how the Banksters and their surrogates have expanded to include the other types of FRAUDULENT DEBT COLLECTION even when the debt is past the statute of limitations!

4. Learn what you can do to protect your family and our community as a pro-se litigant, and advocate

or an educated money consumer.

5. Learn about the impact of recent court decisions and how you can use them to fight.

Join J@H's Fighting Is Winning webcase on Tuesdays @ 7pm: 404.890.5053 or www.uberconference.com/wekesa

Ginsburg's Big Blow Undermined...

Fighting is Winning!

Ginsburg shuts the door! Huff Post Article Here

The case is about whether monied defendants can "pick-off" a named plaintiff especially to make a case "moot" and avoid a class action suit by offering them a settlement. Ginsburg and the majority said to big business "No, you can't pick them off." 

Dissenting judges open a new one.  Justice Roberts confirmed in the dissent: "The majority holds that an offer of complete relief is insufficient to moot a case. The majority does not say that payment of complete relief leads to the same result. . . ."

Justice Roberts dissent may open the door to allow big business preying on citizens - particularly the poor! 

Class actions suits are key for poor and middle class plaintiffs to get legal representation. If big business can pick off a plaintiff to stop a class action by throwing a buck at them, it's will mean that the abuse that will continue. 

Worth a read. We'll watch to see how this unfolds.

Black and poor people are disproportionately fleeced by big business.  Justice@Home: Fighting Foreclosure and Wealth Transfer will continue to fight this wealth transfer. Since the fraudulent mortgage scams have receded from the news (not the courts), other solicitors and so-called debt collectors are preying on our people often trying to collect on debt that is legally dead - past its statute of limitations.

While this case is not about debt collection it is about Banksters and Fraudulent Debt Collectors are often able to thwart class action suits for federal law violations. Without class action, it's hard for working and middle class plaintiffs to get legal representation.

Join us @Justice@Home as we revive our Tuesday night public education and advocacy sessions. We'll talk about this ruling as well as what you can do about the continue fraudulent transfer of wealth from your families and our community.

Call dial in or computer in: 7pm EST (404) 890-5053 or via webinar.Here

$50 Million Settlement with JPMorgan Chase

Department of Justice

Office of Public Affairs

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FOR IMMEDIATE RELEASE

Tuesday, March 3, 2015

U.S. Trustee Program Reaches $50 Million Settlement with JPMorgan Chase to Protect Homeowners inBankruptcy

SETTLEMENT ADDRESSES ROBO-SIGNING AND OTHER IMPROPER PRACTICES IN BANKRUPTCY CASES

The Department of Justice’s U.S. Trustee Program (USTP) has entered into a national settlement agreement with JPMorgan Chase Bank N.A. (Chase) requiring Chase to pay more than $50 million, including cash payments,mortgage loan credits and loan forgiveness, to over 25,000 homeowners who are or were in bankruptcy.  Chase will also change internal operations and submit to oversight by an independent compliance reviewer.  The proposed settlement has been filed in the U.S. Bankruptcy Court for the Eastern District of Michigan, where it is subject to court approval.

In the proposed settlement, Chase acknowledges that it filed in bankruptcy courts around the country more than 50,000 payment change notices that were improperly signed, under penalty of perjury, by persons who had not reviewed the accuracy of the notices.  More than 25,000 notices were signed in the names of former employees or of employees who had nothing to do with reviewing the accuracy of the filings.  The rest of the notices were signed by individuals employed by a third party vendor on matters unrelated to checking the accuracy of the filings.

Chase also acknowledges that it failed to file timely, accurate notices of mortgage payment changes and failed to provide timely, accurate escrow statements.

“It is shocking that the conduct admitted to by Chase in this settlement, including the filing of tens of thousands of documents in court that never had been reviewed by the people who attested to their accuracy, continued as long as it did,” said Acting Associate Attorney General Stuart F. Delery.  “Such unlawful and abusive banking practices can deprive American homeowners of a fair chance in the bankruptcy system, and we will not tolerate them.”

“This settlement should signal once again to banks and mortgage servicers that they cannot continue to flout legal requirements, compromise the integrity of the bankruptcy system and abuse their customers in financial distress,” said Director Cliff White of the U.S. Trustee Program.  “It should be acknowledged that Chase responded to the U.S. Trustee’s court actions by conducting an internal investigation and taking steps to mitigate harm to homeowners.  But years after uncovering improper mortgage servicing practices and entering into court-ordered settlements to fix flawed systems, it is deeply disturbing that a major bank would still make improper court filings and fail to provide adequate and timely notices to homeowners about payments due.  Other servicers should take note that the U.S. Trustee Program will continue to police their practices and will work to ensure that those who do not comply with bankruptcy law protections for homeowners will pay a price, just as Chase has done in this matter.”

Payments, Credits and Contributions of More Than $50 Million:

In the proposed settlement, Chase agrees to provide payments, credits and contributions totaling more than $50 million:

• Chase will provide $22.4 million in credits and second lien forgiveness to about 400 homeowners who received inaccurate payment increase notices during their bankruptcy cases.
• Chase will pay $10.8 million to more than 12,000 homeowners in bankruptcy through credits or refunds for payment increases or decreases that were not timely filed in bankruptcy court and noticed to the homeowners.
• Chase will pay $4.8 million to more than 18,000 homeowners who did not receive accurate and timely escrow statements.  This includes credits for taxes and insurance owed by the homeowners and paid by Chase during periods covered by escrow statements that were not timely filed and transmitted to homeowners.
• Chase will pay $4.9 million, through payment of approximately $600 per loan, to more than 8,000 homeowners whose escrow payments Chase may have applied in a manner inconsistent with escrow statements it provided to the homeowners.
• Chase will contribute $7.5 million to the American Bankruptcy Institute’s endowment for financial education and support for the Credit Abuse Resistance Education Program.

Changes to Internal Operations: In the proposed settlement Chase also agrees to make necessary changes to its technology, policies, procedures, internal controls and other oversight systems to ensure that the problems identified in the settlement do not recur.

Oversight by Independent Reviewer: Amy Walsh, a partner with the law firm Morvillo LLP, has been selected to serve as independent reviewer to verify that Chase complies with the settlement order.  The independent reviewer will file public reports with the bankruptcy court.

No Effect on Additional Relief by Homeowners: This settlement does not affect the rights of any homeowners to seek any relief against Chase that they may deem appropriate.

Chase Contact Information: Homeowners with questions about the settlement may contact Chase at 866-451-2327.

The settlement is the culmination of actions taken by the U.S. Trustee Program in districts around the country concerning Chase’s improper practices in bankruptcy cases, including robo-signing.  Director White commended the U.S. Trustee Program team in the field and headquarters who expertly identified, investigated, litigated and settled this matter, including Deputy Director and General Counsel Ramona Elliott, National Creditor Enforcement Coordinator Gail Geiger and Trial Attorneys Diarmuid Gorham and Kelley Callard.

The U.S. Trustee Program is the component of the Justice Department that protects the integrity of the bankruptcy system by overseeing case administration and litigating to enforce the bankruptcy laws.  The U.S. Trustee Program has 21 regions and 93 field office locations.

SOURCE: DO

Forcing Discovery

http://livinglies.wordpress.com/?s=Garmin+&submit=Search

On His Own Volition Judgment Upheld.

http://www.southeastfinanciallitigation.com/2014/11/georgia-court-of-appeals-upholds-sua-sponte-summary-judgment-against-lender-in-wrongful-foreclosure-case/

Signing Waiver May Violate TILA

http://www.southeastfinanciallitigation.com/2014/12/eleventh-circuit-holds-that-post-dated-waiver-of-the-right-to-rescind-a-home-loan-negates-clear-and-conspicuous-notice-under-the-truth-in-lending-act/